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Tennesseans are known for being the hardest workers in the country, with a strong sense of independence and self-sufficiency. So when they become injured and end up missing time from work, they often don't realize they can receive benefit payments from the Social Security Administration to help them make ends meet.
Social Security isn't just a retirement program; it's a disability program as well. Go back to some pay stubs and look at taxes you paid on your earnings. The Social Security tax allows you the right to collect disability benefits from Social Security if you can't work. If you are suffering from any kind of injury, a serious illness such as cancer, a workplace injury or anything that keeps you from working, you might be eligible for SSD benefits. If so, monthly income from Social Security can help you get back on your feet.
Will I qualify? What types of conditions or injuries would make it possible for me to collect Social Security Disability Benefits?
You may be eligible for Social Security disability benefits if you:
Are considered disabled due to injury, illness, or trauma
Have a mental or physical disability expected to last a year or result in death
Became disabled after the death of a spouse
Are injured due to an accident
Became disabled before you turned 22 years old
Became disabled after serving in the armed forces
Qualify for SSD benefits under a relative’s disabled worker account
Of course these are just a few examples. Keep in mind that if your condition or injury is preventing you from being able to work, we need to talk.
How much could I expect to receive monthly if I qualify for Social Security Disability?
The amount you receive in monthly disability benefits is based on your lifetime average earnings covered by Social Security. If you receive certain government benefits, such as workers' compensation, public disability benefits, or pensions based on work not covered by Social Security, the Social Security benefits payable to you and your family may be reduced.
How long will it take for me to find out if I am approved for SSDI?
If your application is approved, your first Social Security benefit will be paid for the sixth full month after the date it was determined your disability began. For example, if your disability began in June, your first benefit would be paid for the month of December, the sixth full month of disability. Social Security benefits are paid in the month following the month for which they're due. This means that the benefit due for December would be paid to you in January, if using the above as an example.
Who can help me with my disability claim?
The Social Security Administration has a specific definition of disability. If you meet their criteria, you may be eligible to receive monthly SSD payments, depending on certain other earnings requirements. Making a case that you’re eligible to the SSA is another matter. It could be quite a challenge without an experienced SSD attorney.
Do I really need an attorney to handle my disability case?
Sadly, too many people don't go after the SSD benefits they've worked so hard to pay into throughout their lives. Many don't even know the benefit exists! Applying for Disability benefits is a complicated process and can be frustrating due to common SSD application mistakes that delay or prevent SSD payments. It is also difficult to understand the difference between SSDI and SSI (Supplemental Security Income), so many folks give up altogether. Others won't submit an SSD application simply because of pride and think it's just a hand-out. But the fact is, all of us have put money into the SSD FICA account for every hour we've worked, just as we deposit the rest of our paycheck into a personal bank account. As trusted SSD attorneys who have been helped thousands obtain SSD payments during tough times, we will help fight for your rights too!
Why Downard & Associates?
Downard has been a champion for thousands of people who were denied Social Security Disability Benefits. We know the Social Security system and we know how to fight for what you deserve. Don't trust anyone else with your future!